Whether you're interested in accepting credit cards at your business or you are in need of a credit card for your business, we offer the products or services to help you attain your goals. 

Merchant Card Processing

First & Farmers National Bank can assist in getting your business prepared to electronically process credit card purchases.  Visit with one of our friendly customer service representatives to learn more.

Visa® Business Edition® Credit Card

First & Farmers National Bank offers credit cards for businesses and individuals. With a Visa Business Edition credit card, you take advantage of great benefits such as: 

• 24/7 Online Access
• Points for every qualifying dollar spent
• No limit on points you can earn
• Rewards that start at just 2,750 points
• No Annual Fee

You can set up your card to accumulate points aggregate at the company level, separately for each cardholder or opt for no rewards.  The choice is yours!

To apply, pick up an application at one of your local branches, or visit the link to apply under the Helpful Links section.  For application online, please enter 626-000 for the Bank/Branch number.  Enter Promo Code 77746 for points aggregate at company level, Promo Code 77746 for points accruing separately for each cardholder, and Promo Code 77744 for no rewards.

Please note that all terms and conditions may be viewed on the application, or they may be viewed by visiting www.yourbankcard.com/applynow.  APR's or Annual Percentage Rates are based upon the Prime Rate and creditworthiness of the application.