Credit Cards
CARRY A CREDIT CARD DESIGNED FOR YOUR BUSINESS
We offer a variety of business credit cards to meet your needs. Become a cardmember and enjoy a wide range of benefits.
Merchant Card Processing
First & Farmers National Bank can assist in getting your business prepared to electronically process credit card purchases. We are proud to recommend BASYS Processing Inc. as processing partner for MasterCard, Visa, Discover, American Express, and other merchant card transactions. Like First & Farmers National Bank, BASYS Processing Inc. has a reputation of providing impeccable customer service. If you would like to speak to FFNB's account representative, Charles Miller of BASYS Processing, Inc. simply click on this link http://www.basyspro.com/referffnb.html and submit your referral information. You will be submitting your information directly to BASYS Processing, Inc. For assistance from a First & Farmers National Bank CSR, please contact your local branch for more details.
Business Edition® Visa® Card
The Business Edition® Visa® Card offers many benefits, such as competitive rates, no annual fee*, and online access to view transactions and track business expenses.
  • Competitive rates.
  • No annual fee.*
  • Separate business and personal expenses.
  • Online access to view transactions, pay your bill, view up to seven years of prior statements and more!1

Business Edition® Visa® Card with Absolute RewardsSM

The Business Edition® Visa® Card with Absolute RewardsSM allows you to earn points with every dollar in qualifying purchases. Redeem points for travel, gift cards, merchandise, even cash back in the form of a credit to your account.

With Absolute RewardsSM every dollar spent is a reward for you!

  • 5 POINTS PER $1 SPENT on qualifying business expenses (up to $25,000 during each 12 billing cycle period).
  • 2 POINTS PER $1 SPENT on qualifying gas and dining transactions (up to $25,000 during each 12 billing cycle period).
  • 1 POINT PER $1 SPENT on other purchases.
  • No annual fee.*
  • Competitive rates.
  • Separate business and personal expenses.
  • Online access to view transactions, pay your bill, view up to seven years of prior statements and more!1

ALL OUR BUSINESS CARDS COME WITH THESE GREAT BENEFITS:

  • FREE 24/7 ONLINE ACCESS for managing your account. View transaction activity and history, pay your bill, set up alerts, and more.1
  • FREE MANAGEMENT REPORTS to help you track expenses, monitor your spending, spot tax deductions, prepare your tax filings and forecast expenses more easily.
  • CASH FLOW MANAGEMENT with the flexibility to cover the cost of supplies, equipment, travel and more.
  • ADDED SECURITY with fraud protection, extended warranties, travel accident insurance and identity theft protection.2

IMPORTANT INFORMATION

First Bankcard® reserves the right to change the account terms should your credit profile change or for other reasons described in the Summary of Credit Terms. Required minimum payments may be allocated to the lower APRs first. Payments in excess of the required minimum payment will generally be applied to balances with highest APRs first. All changes in terms will be subject to requirements of applicable law. Offer applies to new accounts only.

* For additional information about Annual Percentage Rates (APRs), fees and other costs, see the Summary of Credit Terms.

Ɨ See the Rewards Terms and Conditions in the Summary of Credit Terms for details.

1 Only a Program Administrator or Authorized Company Representative, as applicable, can enroll your Company's Business Credit Card online.

2 Complete details including restrictions, limitations and exclusions will be available when you become a Cardmember.

©2014 Visa® Cards are issued by First Bankcard®, a division of First National Bank of Omaha, pursuant to a license from Visa U.S.A. Inc. Business Edition® is a federally registered service mark owned by First Bankcard®, a division of First National Bank of Omaha.

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