First & Farmers National Bank was established in February of 2008 when the First & Farmers Bank group of banks in Somerset, Albany, Burnside, and Nancy and the First National Bank of Columbia, including the Bank of Cumberland of Burkesville, consolidated banking operations.  The bank employs approximately 165 people and has over $450,000,000 in assets. The corporate colors are red, white, and blue, as in the colors of the American flag, and the corporate logo is the soaring bald eagle.

Today's First & Farmers National Bank can trace its history to Citizens Bank of Albany located in Albany, Kentucky dating back to 1898; First National Bank of Columbia located in Columbia, Kentucky dating back to 1903; Bank of Cumberland located in Burkesville, Kentucky dating back to 1889; and First & Farmers Bank located in Somerset dating back to 1818.

Our current banking locations and many years of operation in Pulaski, Clinton, Adair and Cumberland counties, along with a network of Cash Dispensing Machine and ATM locations, allow us to service our communities and customers in a prompt and efficient manner with the most modern, convenient, and progressive services available. We are very proud of our long history as a well-respected, sound, and profitable bank.

We invite you to visit any one of our locations and experience how pleasant banking can really be.  It's what we mean by "Putting You First!"