First & Farmers National Bank's
FREEDOM Suite of Accounts gives you the freedom to bank when, where
and how you choose! If you are a stone that gathers moss or a real
mover and shaker, we have the products and services to make banking
easy for you! All of our checking accounts may be opened with as
little as $100.00.
With any of our FREEDOM Suite
checking accounts, holders may enjoy the benefits and flexibility
of these convenient services: A free ATM or VISA® Debit Card, FREE
Online Banking and Bill Pay, VIP Access Line telephone banking, and
FREEDOM Banking mobile services.
Our most popular checking account is
packed with great banking services and money saving
- FREE Club Checks and Discounts on Additional Styles
- $10,000 Accidental Death Insurance
- $35,000 Scheduled Airline Coverage
- $2,500 Identity Theft Protection - Restoring your name and good
credit can be time consuming and expensive. This plan will cover
expenses incurred in the recovery of a stolen identity.
- 3-in-1 Credit File Monitoring - Protect your identity by
receiving daily automated alerts of key changes to Equifax,
TransUnion, and Experian credit reports.
- FREE Cash Back Member Rewards - Earn 10% cash back on everyday
purchases such as groceries, gas, household supplies,
entertainment. Save your receipts and submit quarterly for annual
cash back up to $40 per year.
- Discounts on Movie Tickets and Theme Parks - Get tickets in
advance to avoid lines, and enjoy savings of up to 40% on
- FREE Official Checks, up to 4 per month
- No monthly minimum balance requirement
- All of these great benefits for only $8.00 per month!
FREEDOM Choice Plus
For those age 55 years of age or better,
receive ALL the valuable benefits of FREEDOM Choice checking plus
earn interest on every penny in your account at a discounted club
fee of only $6.00 per month.
Visit FREEDOM Choice/Plus Benefits
under the Helpful Links section to read about more great
FREEDOM Glory Checking
Our no-frills checking account offers
convenience and affordability! By maintaining a minimum daily
balance of $500, you can avoid the monthly service charge of $3.00.
Save $1.00 of the service charge by signing up for online
statements through online banking. To show our appreciation
for our loyal customers age 70 or better, all service charge and
minimum balance requirements are waived!
Full or part-time students age 23 or
younger can enjoy these benefits:
- No Monthly service charge or balance
- FREE first order of checks - Choose
from specially designed area high school or college logo
- FREE Online Banking and Bill
- FREEDOM Banking Mobile Banking
Services - FREE!
- No FFNB Foreign ATM Fees†
- Discount on loan rates
- "Got Your Back" card valued at $25 for
other banking services
First Class FREEDOM is available to
students ages 12 - 23, and allows you the freedom to focus on
studies, and bank when it's convenient. The FFNB Foreign ATM fee is
waived, but you may incur charges from the bank that owns the ATM
machine. You are required to provide proof of student status
annually, prior to September 1. Stop by to open your First Class
FREEDOM account today.
FREEDOM Now Checking
If you typically maintain a checking
balance of $1,000, a FREEDOM Now checking account may fit you best.
Interest is earned on all balances over $1,000. Should the account
fall below $1,000 throughout the month, the account will incur a
$7.00 monthly service charge. For more information regarding the
current rate on a FREEDOM Now account, contact your local FFNB
FREEDOM Super Now Checking
Our FREEDOM Super Now Checking account
acts like an investment account but offers the convenience of
unlimited check writing. With a minimum daily balance of only
$2,500 you avoid a $10.00 monthly service charge. Interest is
earned on balances above $1,000, and balances greater than $2,500
earn a better rate.
Round Up Savings
Round Up Savings is a quick and easy way
to save a lot more money than you ever expected and can help you
reach your saving goals a lot faster than you ever imagined. The
Round Up Savings program is a free service provided by First &
Farmers National Bank. To sign up for the program you must have a
First & Farmers checking account, debit card, and savings
account. Here's how it works:
- Use your First & Farmers Debit Card* to make purchases -
pay for gas, groceries, or just about anything.
- We'll automatically "round up" the transaction amount to the
- The "rounded up" amount will be deposited into your First &
Farmers savings account.
Just stop by any of our convenient offices
and ask any of our Customer Service Representatives to sign you up
for Round Up Savings today!
*Applies to Debit Card purchases only. Accounts
will not round up if the checking account does not have sufficient
available funds. Signature is required to sign up or to cancel this