A First & Farmers National Bank Credit Card offers you the flexibility to purchase what you need and pay for it over time. First & Farmers offers a variety of credit cards from Visa® to fit any financial lifestyle.

No matter which card you choose, you may also enjoy benefits such as FirstGuard® fraud and identity theft protection, auto rental coverage and discounts, and more!

Maximum Rewards® Visa® Card

• No Annual Fee 
• 1 Point per $1.00 spent on qualifying purchases (see terms & conditions)
• Unlimited Points
• Choice of rewards:  gift cards, merchandise, travel, etc.
• Visa Signature® benefits:  VIP access to events, dining privileges, etc.
• If applying online, enter Promo Code 82590

Platinum Edition® Visa® Card

• No Annual Fee
• 0% introductory APR on purchases for the first 12 billing cycles after opening
• 0% introductory APR on balance transfers for the first 12 biling cycles after opening
• Variable Annual Percentage Rates based upon the Prime Rate and creditworthiness after intro rates
• Visa Zero Liability (see terms & conditions)
• If applying online, enter Promo Code 82588

To apply, pick up an application at one of your local branches, or visit the link to apply under the Helpful Links section.  For application online, please enter 626-000 for the Bank/Branch number.

Please note that all terms and conditions may be viewed on the application, or they may be viewed by visiting www.yourbankcard.com/applynow.  APR's or Annual Percentage Rates are based upon the Prime Rate and creditworthiness of the application.